I asked my agent if he would sell diamond ring insurance to me as soon as I put my girlfriends ring on her finger. My girlfriend loses and breaks everything. I could not think about her having the ring on her finger all the time and possibly having something happen to it. I paid ten thousand dollars for it, and since I borrowed that from my 401K fund, it was going to take me a while to pay it back.

My agent told me that he could sell diamond ring insurance to me, as soon as I had it appraised. I did not want to make my new fiancé mad by taking her ring away, so I had an identical one made from cubic zirconium and switched them. I figured this way; I could have it appraised and then just switch it back.

I got a call from my girlfriend who told me that she was going to have to find someone who was willing to sell diamonds to her, to replace the one that had just fallen out of her engagement ring. She was crying and I just messed with her telling her that no one who does sell diamonds would be able to find her a replacement, since that stone was a one of a kind. I let it go on for about ten minutes and then told her the truth.